FinTech: India 2015

FinTech: India 2015

The Indian landscape is primed for entrepreneurs using technology to promote financial inclusion.  Sixty percent of Indians are unbanked and ninety percent of small businesses have no links to formal financial institutions.  Yet 80% of Indians own mobile phones, and 32% will own a smartphone by 2017.  The Indian Government is prioritizing financial inclusion through schemes such as Jan Dhan Yojana, Aadhaar enrollment, and payment bank licenses, and fintech entrepreneurs are emerging around the country.



AirtimeUp provides an optimized and cost-effective solution for village retailers to perform mobile top ups and additional services for village consumers.

Catalyst Labs

Catalyst Labs securely connects bulk produce buyers to farmer groups and producer organizations.


FineTrain assists small businesses to grow by enabling access to institutional finance and providing insightful information about local business opportunities.


ftcash enables micromerchants to offer payments and promotions to customers through a mobile based platform.


GyanDhan enables education financing for deserving students by using predictive analytics and alternative credit structures to increase lender comfort.


Hummingbill is making it easier and more profitable for businesses to sell their subscription products and services.


Kyash provides the simple and secure automated method to collect cash payments throughout India.


MarketFinance helps micro, small and medium sized enterprises (MSMEs) in India in need of working capital by providing access to a bill discounting marketplace.


ProfitBooks is an online accounting software designed for non-accountants.

Shiksha Finance

Shiksha Finance provides education loans to students and to educational institutions.


StoreKey makes PoS systems for stores to modernize their operations and better aggregate their collective demand resulting in better pricing for their goods.

Vote for Cash

Vote4Cash is an online lending platform where loans are provided based on a social score, without collateral or guarantor.